Now pay attention. It's really very simple:
1. Gamble with a lot of other people's money
2. Use more of their and others' money to make up the losses
3. Pay even more of that money to the people who lost the money in the first place
4. Sack a lot of the people who didn't, and are now paying those who did
Lloyds Bank and the British Government are prepared to trust me: are YOU?